Abstract: ATMs are a valuable extension of your financial institution, and they are viewed by customers as an essential part of consumer banking. Always available and ready to provide a variety of transactions, including cash. From our studies on the manual hacking of the ATM machine, I will agree with me that it affects the bank alone but using the software affects the individual or organization that owns the bank account. We find that it’s very necessary to identify the problem, assistance in finding solutions and highlight of the weaknesses point. The paper reviews the risks faced by the ATM network connection, encryption and software. Researcher shows some applications, software and systems that help to solve the problems of ATMs.

Keywords: ATM: Automatic Teller Machine,

ICT: Information and Communication Technology

E-banking: Electronic banking.