Improving Personal Finance Through Human-Computer Interaction

Abstract: This research paper explores the intersection of human-computer interaction (HCI) and personal finance management, analyzing how technological advances and user-centered design improve financial outcomes for individuals. The study reviews current literature, examines prevailing technologies, and discusses the benefits, challenges, and limitations associated with HCI integration in finance. Through case studies and an exploration of future trends, the paper offers recommendations for academics, finance professionals, and technology developers seeking to leverage HCI to foster financial literacy and empowerment.

Keywords: Human-Computer Interaction, Personal Finance, User-Centered Design, Financial Technology, Financial Literacy, Digital Banking, Financial Empowerment, Technology Integration, User Experience, Financial Management Tools