Abstract: The automatic teller machine (ATM) was invented back in the 1960s to provide users with 24x7 round the year with baking services likes withdrawing cash, depositing, balance enquiry and many other services. Initially, banks provided users with cards to access these services at atm. But there are many disadvantages associated with using cards. So, many researchers developed various ways of accessing these services without the help of any cards. Some of them used fingerprint-based techniques and while others used OTP based methods to improve security levels. This paper introduces a new way of withdrawal of cash from ATM's by improving the security levels compared to the existing methods. Here we use a 3-level authentication system for withdrawing cash without cards by various authentication techniques.

Keywords: ATM, Cardless transaction, Fingerprint, Security, OTP.

PDF | DOI: 10.17148/IJARCCE.2021.10221

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