Abstract: The development of information and communication technology unlocked four doors for current payment systems. People's lives were made easier by the rise of smartphones and  access to the internet, which led to digitalization. In addition to enhancing trade and commerce, digitalization also made payment transactions simple and quick. The entire essay is based on three reviews of the literature by different writers that discuss different digital payment mechanisms, their adoption, usage rates, and future prospects, among other topics. It is also a fantastic approach for the government's Digital India effort to succeed as a programme and advance our nation.

PDF | DOI: 10.17148/IJARCCE.2023.125288

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