Abstract: The term FINTECH refers to the junction of finance and technology, as well as how they are employed to progress finance. Fintech encompasses a diverse range of industries, including education, banking, insurance technology, payments, lending, and more. Fintech also covers the digitization of assets and the use of cryptocurrency via blockchain technology. Blockchain is a ground-breaking technology that allows users to record transactions on a decentralised, distributed ledger without the use of a middleman. Cryptocurrency is a derivation of the blockchain revolution, which some refer to as "the trust machine." This paper is mainly focused on the application of block chain technology i.e., cryptocurrency that has an impact on financial sectors. This paper focused on secondary data as perceived by many researchers through the collective references with the help of several investigations conducted by the experts. This review article is a Pure research or Fundamental research in nature. The secondary data is collected from online database, journals, and e-books respectively.
keywords: Digitization, Cryptocurrency, Blockchain Technology, Decentralised, Ledger
| DOI: 10.17148/IJARCCE.2022.114101